Professional, personal and tailored Mortgage & Protection Advice

Welcome to PK Finance

Choosing a mortgage is one of the most important financial decisions you will make. At PK Finance we aim to take the stress out of that decision by providing you with fully tailored support, and at any time and location which suits you.

Providing a reliable and sincere service for Cheshire and surrounding areas, we will help you understand all of the options available, and give you a full recommendation on a solution for your mortgage and protection needs.

Emma Culham Douglass
Emma Culham Douglass
2022-06-13
recommends
Where do I even start ?! As first time buyers attempting to secure a house in a sea of crazy bidding wars & lightning sales I’m so grateful we chose Paul. He was BRILLIANT from start to finish. Super responsive, patient, knowledgeable & most of all flexible. We lost two houses before finally securing our dream home & I lost count of the calculations, recalculations & “what if this happens” scenarios we asked him to do for us. Despite the millions of questions & facebook messages at odd hours he always made time for us & most critically got us a great deal. I would 100% recommend him & will definitely be coming back when our mortgage is due up. Thanks again Paul you’ve been awesome !
Andy Whiers
Andy Whiers
2022-02-13
recommends
First Class. We had to re-mortgage and consolidate a Help To Buy Loan, and Paul offered fantastic advice and support every step of the way to ensure it all went through smoothly. Would definitely recommend.
Megan Gilsenan
Megan Gilsenan
2021-11-26
recommends
Highly recommend Paul and his team at PK Finance. They have helped us with mortgages for ourselves and Buy To Let’s and he is by far the best we have ever used. Highly recommend!
James Robert Moore
James Robert Moore
2021-11-25
recommends
From start to finish Paul and his team were amazing. Paul has dealt with a lot of our friends and family members so it was the obvious choice as they have all had great experiences. Thanks again Paul. James and Natalie
Anna Saunders
Anna Saunders
2021-08-26
recommends
Paul was very helpful and patient with us - worked around the clock to get us the best deal and nothing was ever to much hassle for him. Really recommend, not overpriced and a fantastic service.
Emma Hilton
Emma Hilton
2021-06-24
recommends
Paul was brilliant and really helpful, he even worked around our unsociable hours. I'd highly recommend Paul and the team, and will certainly be giving them a call when my mortgage is due for renewal. Thanks again 😊
Kate Bayliss
Kate Bayliss
2021-04-13
recommends
Paul is knowledgeable, responsive and gave us regular updates - shop local and support our small business’s. Thanks PK
Sacha Danielle Diamond
Sacha Danielle Diamond
2021-03-24
recommends
I found out about Paul from an estate agent who works in partnership with him. From the beginning Paul was helpful informative and really positive which helped to put my mind at rest as I was quite anxious about the mortgage process. He was readily accessible through WhatsApp and his price was fair and competitive for his services. I highly recommend Paul for anyone who is looking to take out a mortgage! He explained the process from start to finish and even set up to video sessions to go through all of my options and help me understand what products are available to me. I have put a date in the diary for when my mortgage renewal is due and I have absolutely no hesitation is about using Paul in the future thank you so much for all of your help!
Phillip 'Phileano' Houghton
Phillip 'Phileano' Houghton
2021-03-04
recommends
Paul put a lot of hard work in to help us buy our first home, we can not thank him enough for all he did
Paul Atkins
Paul Atkins
2021-03-03
recommends
Paul is by far the most thorough and professional advisor we’ve encountered. His market knowledge and personal touch mean that you get a tailored service, and feel like your best interests are being looked after. Wouldn’t hesitate to recommend and use Paul again ourselves!
First Time Buyers

First Time Buyers

Full support through the entire buying process, each step of the way, to help you negotiate it all.

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Help to Buy

Help to Buy

Buying a new build house with the government’s Help To Buy scheme? We can advise on borrowing and where to start.

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Remortgages

Remortgages

Is your deal due to expire within the next 6 months? Already on a variable rate and concerned about rate rises?

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Buy to Let

Buy to Let

Struggling to sell your home, or don’t want to? Consider renting it out to raise the deposit of your new home from the income.

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Self Employed

Self Employed

Whether your are a Sole trader, partnership or a limited company, there are mortgages out there suitable for you.

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Self Employed

Protecting yourself

From Life Insurance, Critical Illness Cover, Income Protection to Accidental Sickness, or Redundancy

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What we will do for you

We will always recommend products and services that are right for you. The right mortgage doesn’t necessarily mean shopping for the deal with the lowest fees.

There are many reasons why a mortgage is suitable, from speed of service, interest rates, to finding a lender who will accept your unique circumstances.

By helping you understand how mortgages work and running through all of the options available, you will be able to make informed decisions which will suit your mortgage or insurance needs.

This includes explaining different interest rate types, giving you options of mortgage terms and deposit levels, and advising which mortgage is the most suitable for you based on your individual circumstances.

Mortgage Calculator

year(s)

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PK Finance provides expert mortgage, protection and insurance advice. PK Finance is a trading name of Just Mortgages Direct Limited and PK Finance is the name under which we carry out these services.

PK Finance not a business in it’s own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016.

The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.

Our advisers at PK Finance will get to know your individual circumstances, establish what your goals are and what the right mortgage and protection arrangements are for you.

Approved by The Openwork Partnership on 30/01/2023.

GET IN TOUCH

For a no obligation appointment at a time
and location to suit you, call us on 01477 668000

Your home / property may be repossessed if you do not keep up repayments on your mortgage.

* Some Buy To Let and Let to Buy Mortgages are not regulated by the Financial Conduct Authority.

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable in any other country which may have access to it.

PK Finance, 1-3 Manor Lane, Holmes Chapel, Cheshire CW4 8AB.

PK Finance is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.

The Information on this website is subject to the regulatory regime and is therefore targeted at consumers in the UK.